Tag: LEASEHOLD

LEASEHOLD

  • The process of enfranchisement explained

    Enfranchisement in the UK refers to the process by which leaseholders of residential properties, particularly flats, can acquire the freehold of their building from the landlord (freeholder). This process is governed by specific legislation, primarily the Leasehold Reform, Housing and Urban Development Act 1993 (for flats) and the Leasehold Reform Act 1967 (for houses). Enfranchisement… Read more

  • What happens when a lease expires on a leasehold property in the UK?

    When a lease expires on a leasehold property in the UK, several key implications and potential outcomes depend on the terms of the lease and the actions taken by both the leaseholder (tenant) and the freeholder (landlord). Here’s what typically happens: 1. End of Lease Term: 2. Reversion to the Freeholder: 3. Compensation for Improvements:… Read more

  • Understanding legal titles in UK land ownership

    In the UK, land ownership is categorized into various types of legal titles, each conferring different rights and levels of security to the holder. Understanding these titles is crucial for anyone involved in buying, selling, or managing property. The main types of legal titles in UK land ownership include Absolute Title, Possessory Title, Qualified Title,… Read more

  • Right to manage – all you need to know

    The Right to Manage (RTM) in the UK leasehold system grants leaseholders of residential properties the legal right to take over the management responsibilities of their building from the landlord or managing agent. This process empowers leaseholders to collectively manage the property’s common areas, such as staircases, communal gardens, and shared facilities, without having to… Read more

  • Commonhold – a guide to property ownership

    What is Commonhold? Commonhold is a form of property ownership in the UK that allows individuals to own a freehold property within a larger building or development, while jointly owning and managing the common parts and facilities. This system was introduced by the Commonhold and Leasehold Reform Act 2002 as an alternative to the traditional… Read more

  • Understanding Split Leasehold in the UK: Advantages and Disadvantages

    Split leasehold, also known as leasehold enfranchisement, is a unique property ownership arrangement that divides the ownership of a building into multiple leaseholds, typically between different floors or units. This arrangement is commonly found in buildings that have been converted into multiple flats or apartments. In the UK, split leasehold can offer both advantages and… Read more

  • Understanding Peppercorn Rent

    In the UK, the term “peppercorn rent” is often encountered in property leases, particularly in older contracts. It may sound unusual, but peppercorn rent has a long history and serves a specific purpose in property agreements. This article explains what peppercorn rent is, its historical context, and its relevance in modern property leasing. What is… Read more

  • Extending a property lease

    In the UK, lease extension allows leasehold property owners to extend the length of their lease, providing greater security and potentially increasing the value of their property. The ability to extend a lease depends on certain criteria and is governed by specific legal processes outlined in legislation, primarily the Leasehold Reform, Housing and Urban Development… Read more

  • Marriage values explained

    In leasehold property transactions in the UK, “marriage value” refers to the potential increase in the overall value of a property when it is extended or enfranchised. This concept typically applies to leasehold properties with leases that have a remaining term of less than 80 years. When a leaseholder extends their lease or enfranchises (buys… Read more

  • Freehold vs Leasehold – understanding property ownership

    When it comes to purchasing property in the UK, prospective buyers are often faced with the choice between freehold and leasehold ownership. Understanding the differences between these two forms of property ownership is essential for making informed decisions and navigating the complexities of the UK property market. Let’s explore the key characteristics of freehold and… Read more