Tag: EQUITY RELEASE

EQUITY RELEASE

  • Drawbacks of an equity share mortgage

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    An equity share mortgage, also known as a shared equity mortgage, is a type of home loan where the borrower and the lender (or another party) share ownership of the property. While this type of mortgage can make homeownership more accessible, especially for first-time buyers, it also comes with certain drawbacks. Here are some of… Read more

  • Hybrid lifetime mortgages – what are the benefits?

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    Hybrid lifetime mortgages are a type of equity release product that combines features of both lifetime mortgages and interest-only mortgages. They allow homeowners, typically aged 55 and over, to borrow against the value of their home while retaining ownership and having the option to make voluntary interest payments. Here are the benefits of hybrid lifetime… Read more

  • Understanding home reversion plans

    A Home Reversion Plan is a type of equity release scheme available in the UK that allows homeowners, usually those aged 65 or older, to sell part or all of their property to a reversion company in exchange for a lump sum payment or regular income, while retaining the right to live in the property… Read more

  • Understanding Equity Release : What It Is and How It Works

    As the population ages, many homeowners in the UK are looking for ways to access the wealth tied up in their property to fund their retirement or other financial needs. Equity release is one such solution, allowing homeowners to unlock the value of their home without the need to sell or move. This article explores… Read more