Parkside Mortgages

Explore our range of protection products to safeguard your future.

Critical Illness

Critical illness cover provides invaluable financial protection in the face of serious health challenges. As a trusted insurance advisor, we understand the importance of securing comprehensive coverage to safeguard your family’s financial future. Critical illness cover offers a lump sum payment upon diagnosis of a covered illness or medical condition, providing much-needed financial support during a time of uncertainty. Whether you’re facing cancer, heart disease, stroke, or another critical illness, this coverage can help cover medical expenses, mortgage payments, and other financial obligations, allowing you to focus on your recovery without added financial stress. With our expertise and guidance, we can tailor a critical illness policy to suit your unique needs, providing peace of mind and security for you and your loved ones.

Income Protection

Income protection cover is a vital safety net for anyone who relies on their income to support themselves and their loved ones. As an experienced insurance advisor, we understand the significance of protecting your financial stability in the event of illness or injury. Income protection cover provides you with a regular income if you’re unable to work due to illness or injury, ensuring that you can meet your financial commitments and maintain your standard of living during challenging times. Whether you’re self-employed or employed, income protection cover offers peace of mind knowing that you have a reliable source of income when you need it most. With our expertise, we can help you navigate the options available and tailor a policy to suit your specific circumstances, providing you with the reassurance and security you deserve.

Life Assurance

Life assurance offers essential financial security and peace of mind for you and your loved ones. As insurance advisors, we recognize the importance of selecting the right policy to meet your unique needs. Life assurance provides a lump sum payment to your beneficiaries in the event of your death, ensuring that they are financially protected during a difficult time. There are two primary types of life assurance: level and decreasing term assurance. Level assurance provides a fixed pay-out amount throughout the duration of the policy, offering consistent coverage regardless of when a claim is made. In contrast, decreasing term assurance provides a pay-out that decreases over time, typically aligning with a decreasing mortgage balance or other financial commitments. Understanding the differences between these two types of assurance allows you to choose the most suitable option based on your individual circumstances, ensuring that your loved ones are adequately protected now and in the future.

Accident, Sickness and Unemployment Cover

Accident, sickness, and unemployment (ASU) cover offers vital financial protection during unexpected setbacks. As insurance advisors, we understand the importance of safeguarding your income and peace of mind. ASU cover provides a financial safety net by offering monthly payments if you are unable to work due to an accident, illness, or involuntary unemployment. This coverage helps cover essential expenses such as mortgage payments, bills, and other financial commitments during challenging times, ensuring that you and your loved ones can maintain your standard of living without added stress. With ASU cover, you can navigate through periods of uncertainty with confidence, knowing that you have reliable financial support when you need it most. As experienced advisors, we can help you explore ASU policies tailored to your specific needs, providing comprehensive protection and security for you and your family.

Mortgage Protection Insurance

Mortgage protection insurance is a crucial safeguard for homeowners, providing essential financial security in times of need. As insurance advisors, we understand the significance of protecting your home and loved ones from unforeseen circumstances. Mortgage protection insurance offers peace of mind by covering your mortgage payments in the event of your death, ensuring that your family can remain in their home without the burden of mortgage repayments. Additionally, some policies may include coverage for critical illness or disability, offering further reassurance during challenging times. With mortgage protection insurance, you can rest assured that your family’s home is protected, allowing you to focus on what matters most. As your trusted advisor, we can help you navigate the options available and tailor a policy to suit your specific needs, providing comprehensive protection for you and your loved ones.