Category: RE-MORTGAGE

RE-MORTGAGE

  • The risks of re-mortgaging as part of a debt consolidation programme

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    In the quest to manage debts more effectively, many homeowners in the UK turn to re-mortgaging as a potential solution, often incorporating it into a debt consolidation strategy. While re-mortgaging can offer benefits such as lower interest rates and simplified repayments, it also comes with significant risks that borrowers should carefully consider before proceeding. Understanding… Read more

  • Is there a place for day one re-mortgages?

    What is a Day One Re-Mortgage? A “day one re-mortgage” refers to the process of re-mortgaging a property immediately after its purchase, sometimes literally from the first day of ownership. This type of re-mortgage allows the new property owner to refinance their property quickly, typically to access better interest rates or to release equity that… Read more

  • Second charges, what are they?

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    In the realm of UK mortgages, borrowers have a variety of options to explore when seeking financing for property purchases or home improvements. One such option that may be less familiar to some is the concept of second charges. Let’s delve into what second charges in UK mortgages entail, how they work, and when they… Read more