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Category: OWNERSHIP

OWNERSHIP

  • All the costs involved in buying a property

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    Buying a property in the UK involves several costs beyond the purchase price. These costs can vary based on the property’s value, location, and type of transaction. Here is a comprehensive list of costs involved in buying a property in the UK: 1. Deposit 2. Stamp Duty Land Tax (SDLT) 3. Mortgage Fees 4. Survey… Read more

  • Understanding legal titles in UK land ownership

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    In the UK, land ownership is categorized into various types of legal titles, each conferring different rights and levels of security to the holder. Understanding these titles is crucial for anyone involved in buying, selling, or managing property. The main types of legal titles in UK land ownership include Absolute Title, Possessory Title, Qualified Title,… Read more

  • Right to manage – all you need to know

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    The Right to Manage (RTM) in the UK leasehold system grants leaseholders of residential properties the legal right to take over the management responsibilities of their building from the landlord or managing agent. This process empowers leaseholders to collectively manage the property’s common areas, such as staircases, communal gardens, and shared facilities, without having to… Read more

  • Do resident parking permits affect property prices?

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    The impact of resident parking permits on property prices can vary depending on various factors, including the location, demand for parking, and availability of alternative transport options. Here are some considerations: 1. Convenience: 2. Parking Availability: 3. Local Amenities and Infrastructure: 4. Property Desirability: 5. Market Demand: Conclusion: Resident parking permits play a crucial role… Read more

  • Navigating the pros and cons: Buying a ground floor flat

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    Buying a property is a significant decision that requires careful consideration of various factors, including location, size, and type of property. Ground floor flats are a popular choice for many buyers in the UK, offering convenience and accessibility, but they also come with their own set of pros and cons. In this article, we’ll explore… Read more

  • What you need to know about owning a listed building

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    Unveiling the World of Listed Buildings in the UK: Types and Regulations Listed buildings are an integral part of the UK’s architectural heritage, cherished for their historical, architectural, and cultural significance. However, owning a listed building comes with a unique set of responsibilities and restrictions. In this article, we’ll explore the different types of listed… Read more

  • The dangers of buying a property on a flight path

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    Buying a property is one of the most significant financial investments many people make in their lifetime. However, not all properties are created equal, and one often overlooked factor that can significantly impact quality of life and property value is proximity to a flight path. While living near an airport may seem convenient for travel,… Read more

  • Should I buy a property that has rising damp?

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    Buying a property is a significant investment, and one of the most critical factors to consider is the condition of the property itself. Rising damp is a common issue in older properties in the UK, but what exactly is rising damp, how much does it cost to fix, and should it deter you from purchasing… Read more

  • Support for mortgage interest loans (SMI) explained

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    Support for Mortgage Interest (SMI) is a government scheme in the UK that provides financial assistance to help cover the interest payments on a mortgage or other home loans. The scheme is designed to support homeowners who are receiving certain income-related benefits and are struggling to pay their mortgage interest. Here’s a detailed explanation of… Read more

  • When is the best time of the year to sell a property?

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    The best time to sell a property in the UK can vary depending on various factors, including market conditions, seasonal trends, and individual circumstances. However, there are a few general considerations to keep in mind when determining the optimal time to sell: Spring (March to May): Summer (June to August): Autumn (September to November): Winter… Read more