Your basket is currently empty!
Author: amoore70
Pros and cons of buying a bungalow: A comprehensive guide
Bungalows, with their single-story layout, have long been a popular choice for homeowners in the UK, offering convenience, accessibility, and a unique living experience. However, like any property type, bungalows come with their own set of advantages and disadvantages. In this guide, we’ll explore the pros and cons of buying a bungalow in the UK… Read more
Average rental prices for UK’s major cities
Here is a general overview of average rental prices for properties in major cities across the UK, as at July 2024. Please note that these figures can vary depending on factors such as property type, location within the city, and market conditions: These figures are intended as a general guide and may vary based on… Read more
Capped rate mortgages – what you need to know
A capped rate mortgage in the UK is a type of mortgage product that combines elements of both fixed-rate and variable-rate mortgages. With a capped rate mortgage, the interest rate fluctuates in line with the lender’s standard variable rate (SVR), but there is a limit, or cap, on how high the interest rate can rise… Read more
Joint tenants or tenants in common
In the UK, when multiple individuals own a property together, they can do so as either tenants in common or joint tenants. These two forms of property ownership have distinct legal implications and affect how ownership is structured, transferred, and inherited. Let’s explore the differences between tenants in common and joint tenants: Tenants in Common:… Read more
Exploring Bristol: A guide to its vibrant neighbourhoods and best places to live
Nestled in the southwest of England, Bristol is a city renowned for its rich history, cultural diversity, and vibrant atmosphere. From its picturesque harbourside to its eclectic neighbourhoods, Bristol offers a diverse range of lifestyles and amenities for residents. In this guide, we’ll delve into some of Bristol’s most notable areas and highlight the best… Read more
Understanding Split Leasehold in the UK: Advantages and Disadvantages
Split leasehold, also known as leasehold enfranchisement, is a unique property ownership arrangement that divides the ownership of a building into multiple leaseholds, typically between different floors or units. This arrangement is commonly found in buildings that have been converted into multiple flats or apartments. In the UK, split leasehold can offer both advantages and… Read more
Understanding the Right to Buy Scheme in the UK: Empowering Council Tenants to Own Their Homes
The Right to Buy scheme has been a transformative initiative in the UK housing market, empowering council tenants to become homeowners and providing opportunities for social mobility. This article aims to delve into the details of the Right to Buy scheme, including its history, eligibility criteria, benefits, and considerations for prospective buyers. The History of… Read more
Exploring mortgage protection products in the UK: Safeguarding your home and finances
Purchasing a home is often the most significant financial commitment individuals make in their lifetime. With this in mind, ensuring that this investment is protected against unforeseen circumstances is paramount. Mortgage protection products offer a range of options to safeguard homeowners and their families in the event of illness, unemployment, or death. This article delves… Read more
Tracker mortgages – all you need to know
Tracker mortgages are a popular type of mortgage product in the UK, offering borrowers the opportunity to benefit from changes in the Bank of England’s base rate. This comprehensive guide aims to provide a detailed overview of tracker mortgages, including how they work, their features, benefits, considerations, and their suitability for different types of borrowers… Read more