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Author: amoore70

  • Council tax – a comprehensive guide

    amoore70

    What is Council Tax? Council Tax is a local taxation system used in the United Kingdom to fund various public services provided by local authorities. These services include rubbish collection, road maintenance, libraries, schools, and emergency services. It is typically paid by households and is based on the estimated value of the property in which… Read more

  • Mortgage payment holidays explained

    amoore70

    Understanding Mortgage Payment Holidays A mortgage payment holiday can provide much-needed financial relief for homeowners facing temporary financial difficulties. However, it’s essential to understand the details, benefits, and implications of taking a payment holiday before making this decision. In this article, we’ll explore what a mortgage payment holiday is, how it works in the UK,… Read more

  • Where are the best area’s in Birmingham to buy property for rental purposes?

    amoore70

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    Choosing the best areas in Birmingham to buy property for rental purposes depends on various factors such as rental demand, rental yields, property prices, amenities, transport links, and potential for capital appreciation. Here are some areas in Birmingham that are popular among landlords and investors for rental properties: 1. City Centre (B1, B2): Birmingham’s city… Read more

  • My planning application has been rejected, what do I do?

    amoore70

    Receiving a rejection for a planning application can be disheartening and frustrating, especially if you’ve invested time, effort, and resources into the process. However, it’s important to remember that a rejection doesn’t necessarily mean the end of the road. In the UK, there are steps you can take to address the refusal and potentially secure… Read more

  • Understanding subsidence: Causes, management, and implications for UK mortgages and building insurance

    amoore70

    Subsidence is a concern that strikes fear into the hearts of homeowners, landlords, and insurers alike. It’s a phenomenon that can cause significant damage to properties and, if left untreated, can lead to costly repairs and insurance claims. In this article, we’ll explore what subsidence is, why it happens, how to deal with it, and… Read more

  • A comprehensive guide to buying property at auction in the UK

    amoore70

    For those looking to acquire property in the UK, the traditional route of perusing estate agents’ listings or scouring online portals isn’t the only option. Property auctions offer a dynamic and potentially rewarding alternative, providing an efficient way to secure a property, often at a competitive price. However, navigating the auction process requires a good… Read more

  • What survey should I choose? A comprehensive guide to home surveys for UK buyers

    amoore70

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    Buying a home is one of the most significant investments you’ll make in your lifetime, and ensuring the property is in good condition is crucial to avoiding costly surprises down the line. That’s where home surveys come in. From basic condition reports to comprehensive building surveys, there are several types of surveys available to UK… Read more

  • Property ownership around the world: A comparative analysis

    amoore70

    Property ownership rates vary significantly from country to country, influenced by factors such as economic development, cultural norms, and government policies. Understanding these ownership rates provides valuable insights into global real estate markets and the dynamics of property ownership worldwide. In this article, we’ll explore the percentage of property ownership in different countries and analyze… Read more

  • A Buyer’s Guide to Purchasing Property in Bath

    amoore70

    Nestled in the picturesque countryside of Somerset, Bath is a city steeped in history, culture, and architectural splendor. With its stunning Georgian buildings, Roman baths, and vibrant cultural scene, Bath has long been regarded as one of the most desirable places to live in the UK. If you’re considering purchasing property in this charming city,… Read more

  • What is a discounted rate mortgage?

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    A discounted rate mortgage is a type of mortgage product where the lender offers borrowers a temporary discount on their standard variable rate (SVR) for a specified period at the beginning of the mortgage term. This discount typically lasts for a predetermined introductory period, often ranging from two to five years, although longer or shorter… Read more