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Author: amoore70
The 10 biggest mortgage lenders in UK
The top mortgage lenders in the UK typically include a mix of large high street banks and specialized mortgage providers. As of the most recent data, here are the top 10 mortgage lenders in the UK: These rankings can fluctuate based on market conditions, changes in mortgage lending practices, and corporate mergers or acquisitions. For… Read more
Living near good schools and how they affect property prices
Living near good schools can significantly increase property values in the UK. Several studies and market analyses have shown that proximity to high-performing schools is a key factor for many homebuyers, particularly families. Here are some key points on how much value this can add: The exact value added can vary depending on the specific… Read more
Pros and cons of buying a bungalow
Buying a bungalow, like any major financial decision, comes with its own set of advantages and disadvantages. Here are some pros and cons to consider: Pros: Cons: Before deciding to buy a bungalow, it’s essential to weigh these factors against your lifestyle, budget, and long-term housing goals to make an informed decision. Read more
Best places to buy a holiday home in Devon
Devon, with its stunning landscapes, charming villages, and picturesque coastlines, is a highly sought-after location for holiday homes. Here are some of the best places to buy a holiday home in Devon: 1. Salcombe 2. Dartmouth 3. Torquay 4. Croyde 5. Exmouth 6. Lynton and Lynmouth 7. Totnes 8. Woolacombe 9. Sidmouth 10. Kingsbridge Each… Read more
The minimum room sizes for HMO properties
In the UK, Houses in Multiple Occupation (HMO) properties have specific regulations regarding minimum room sizes to ensure adequate living conditions for tenants. These regulations were updated in October 2018 and are enforced under the Housing Act 2004. Here’s a detailed breakdown of the minimum room sizes for HMO properties: Minimum Room Sizes for HMO… Read more
Roles and responsibilities of a mortgage guarantor
A guarantor in the context of UK mortgages is a person who agrees to take on the financial responsibilities of the mortgage if the primary borrower is unable to meet their mortgage payments. Here’s a detailed explanation of the role and responsibilities of a guarantor: Role of a Guarantor Requirements for a Guarantor Types of… Read more
NHBC 10 year guarantees explained
The 10-year NHBC (National House Building Council) guarantee, also known as Buildmark cover, is a warranty and insurance policy provided for newly built homes in the UK. This guarantee offers homeowners protection against certain defects and issues that may arise in their property. Here’s a detailed explanation of what the NHBC guarantee covers and how… Read more
Best places to live in Wales
Wales offers a variety of beautiful and vibrant places to live, each with its unique charm and attractions. Here are some of the best places to live in Wales, based on factors such as quality of life, natural beauty, amenities, and community: 1. Cardiff 2. Swansea 3. Monmouth 4. Tenby 5. Abergavenny 6. Brecon 7.… Read more
A look at the closed bids process of buying a Scottish property
The closed bids process, also known as the “sealed bids” or “offers over” system, is a common method for buying property in Scotland. This system is designed to encourage competitive bidding and can often result in a higher sale price for the seller. Here’s an explanation of how the process works: This closed bids process… Read more
How good broadband speed adds value to your property
Good broadband can significantly affect property prices in the UK. While the exact impact can vary depending on the area and property type, here are some key points on how and why good broadband influences property values: 1. Buyer Preferences: 2. Market Trends and Data: 3. Property Listings: 4. Investment and Infrastructure: 5. Case Examples… Read more