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Author: amoore70
Housing policy for 2024 election from the conservatives
The Conservative Party’s housing policy for the upcoming UK election focuses on increasing homeownership, supporting renters, and addressing the housing supply shortage. Key elements of their policy include: The Conservative Party’s housing policy is designed to increase the supply of new homes, support homeownership, improve rental conditions, and ensure that housing development is sustainable and… Read more
What is labour’s housing policy for the upcoming election?
The Labour Party’s housing policy for the upcoming UK election includes a comprehensive plan aimed at tackling the housing crisis and ensuring access to affordable and secure housing for all. Key elements of their policy include: Labour’s housing policy focuses on increasing the supply of affordable housing, protecting renters, supporting first-time buyers, and ensuring that… Read more
How many first-time buyers will benefit from a permanent freeze to stamp duty?
The Liberal Democrats’ policy to permanently freeze stamp duty for first-time buyers is aimed at making homeownership more accessible for this group by reducing upfront costs. While the exact number of first-time buyers who would benefit from this policy is not specified in the party’s literature, we can estimate the impact based on recent housing… Read more
Liberal democrats unveil housing policy ahead of election
The Liberal Democrats’ housing policy for the upcoming UK election focuses on addressing the housing crisis through several key measures: The Liberal Democrats’ housing policy aims to create a fairer, more sustainable housing market that provides affordable and secure homes for all. Read more
Shared ownership explained
In today’s housing market, achieving the dream of homeownership can feel like an insurmountable challenge for many individuals and families, especially in high-cost areas. However, shared ownership has emerged as a viable solution, offering a stepping stone onto the property ladder for those who may otherwise struggle to afford a home of their own. Let’s… Read more
Bridging loans – how do they work?
In the dynamic landscape of property transactions in the United Kingdom, bridging loans have emerged as a vital financial tool for homeowners, investors, and developers. These short-term loans provide a bridge between the purchase of a new property and the sale of an existing one or offer quick access to funds for property development projects.… Read more
A look at lifetime mortgages
In today’s economic landscape, many retirees find themselves seeking ways to supplement their income or fund large expenses without sacrificing their hard-earned retirement savings. For homeowners in the United Kingdom, a viable option worth considering is the lifetime mortgage. This financial product has gained popularity due to its flexibility and potential to provide financial stability… Read more
Labour to introduce mortgage guarantee scheme
As of my last update in 2023, the Labour Party in the UK has proposed the introduction of a mortgage guarantee scheme aimed at helping more people, particularly first-time buyers, get onto the property ladder. Here’s an overview of the proposed scheme: Overview of the Mortgage Guarantee Scheme The proposed mortgage guarantee scheme by the… Read more
Interest only or repayment mortgage?
Interest-Only vs. Repayment Mortgages in the UK: Which is Better for You? Choosing between an interest-only and a repayment mortgage is one of the most significant decisions you’ll make when purchasing a home in the UK. Both mortgage types have their pros and cons, and the best option for you depends on your financial situation,… Read more
Will mortgage rates go down in 2024?
Will Mortgage Rates Go Down in 2024 in the UK? Exploring Factors and Predictions For many prospective homebuyers and current homeowners in the UK, the trajectory of mortgage rates is a significant consideration when planning their financial future. As we embark on the year 2024, there is a natural curiosity about whether mortgage rates will… Read more