Author: amoore70

  • The best home improvements to add value to your property

    Investing in home improvements can not only enhance your living space but also add significant value to your property. However, not all renovations are created equal when it comes to increasing property value. In the UK market, certain home improvements have been shown to offer a higher return on investment (ROI) than others. Let’s explore… Read more

  • Understanding critical illness cover

    In today’s uncertain world, preparing for the unexpected is essential to safeguarding our financial security and peace of mind. Critical illness cover is a valuable form of insurance designed to provide financial protection in the event of a serious illness or medical condition. In the UK, critical illness cover offers policyholders a lump sum payment… Read more

  • How to become a landlord

    Becoming a landlord in the UK can be an attractive investment opportunity, offering potential for rental income and long-term capital growth. However, navigating the complexities of the rental market and understanding legal obligations can be daunting for first-time landlords. Whether you’re considering renting out a property as an additional income stream or expanding your property… Read more

  • A look at the different mortgage types available in the UK

    In the vibrant landscape of the UK housing market, prospective homebuyers have a multitude of mortgage options to consider when financing their property purchases. From traditional fixed-rate mortgages to innovative equity release schemes, understanding the various types of mortgages available is crucial for making informed decisions. Let’s explore the diverse range of mortgage options offered… Read more

  • Second charges, what are they?

    ,

    In the realm of UK mortgages, borrowers have a variety of options to explore when seeking financing for property purchases or home improvements. One such option that may be less familiar to some is the concept of second charges. Let’s delve into what second charges in UK mortgages entail, how they work, and when they… Read more

  • Can I change my mortgage offer?

    In the dynamic landscape of the UK mortgage market, borrowers often find themselves navigating a multitude of options and considerations when securing a mortgage. However, what happens if circumstances change, or better offers become available after initially accepting a mortgage offer? Can borrowers change their mortgage offer, and if so, what are the implications? Let’s… Read more

  • Getting a mortgage when you are retired

    In the vibrant landscape of the UK housing market, prospective homebuyers have a multitude of mortgage options to consider when financing their property purchases. From traditional fixed-rate mortgages to innovative equity release schemes, understanding the various types of mortgages available is crucial for making informed decisions. Let’s explore the diverse range of mortgage options offered… Read more

  • Green party announce their housing policy for July election

    ,

    The Green Party’s housing policy for the July 2024 UK election emphasizes creating sustainable, affordable housing while prioritizing environmental and social considerations. Key aspects of their policy include: Overall, the Green Party’s housing policy aims to address the housing shortage in the UK through sustainable practices, enhancing affordability, and supporting community development. Read more

  • The best places to retire in the UK

    Retirement marks the beginning of a new chapter in life, offering the opportunity to enjoy newfound freedom, pursue hobbies, and explore new interests. For many, choosing the right location to retire is a crucial decision that can significantly impact their quality of life and well-being. Fortunately, the United Kingdom offers a diverse range of retirement… Read more

  • Am I too old for a mortgage?

    In the ever-evolving landscape of personal finance and homeownership, one question that often arises is whether age is a barrier to securing a mortgage. With changing demographics and increasing life expectancy, individuals are exploring homeownership at various stages of life, including later years. In the United Kingdom, mortgage eligibility criteria consider a range of factors… Read more