Author: amoore70

  • 10 things to do before applying for a mortgage

    Applying for a mortgage is a significant step towards homeownership, and preparation is key to ensuring a smooth and successful process. Here are ten essential things to do before applying for a mortgage: 1. Check Your Credit Score Your credit score is a crucial factor in determining your eligibility for a mortgage and the interest… Read more

  • Should I choose a fixed, tracker or variable rate mortgage?

    Choosing the right type of mortgage is a critical decision for homebuyers, impacting monthly payments, financial stability, and long-term cost. Among the most common mortgage options are fixed-rate, tracker, and variable rate mortgages. Each type has its own set of advantages and potential drawbacks, making it essential to understand their characteristics before making a choice.… Read more

  • Appointed Representative vs. Directly Authorised Mortgage Broker in the UK: Key Differences

    When engaging with the mortgage industry in the UK, understanding the differences between an Appointed Representative (AR) and a Directly Authorised (DA) mortgage broker is crucial for consumers, as well as for individuals considering entering the industry. Both AR and DA brokers play essential roles in helping clients secure mortgages, but they operate under different… Read more