Your basket is currently empty!
Author: amoore70
Second charges, what are they?
In the realm of UK mortgages, borrowers have a variety of options to explore when seeking financing for property purchases or home improvements. One such option that may be less familiar to some is the concept of second charges. Let’s delve into what second charges in UK mortgages entail, how they work, and when they… Read more
Can I change my mortgage offer?
In the dynamic landscape of the UK mortgage market, borrowers often find themselves navigating a multitude of options and considerations when securing a mortgage. However, what happens if circumstances change, or better offers become available after initially accepting a mortgage offer? Can borrowers change their mortgage offer, and if so, what are the implications? Let’s… Read more
Getting a mortgage when you are retired
In the vibrant landscape of the UK housing market, prospective homebuyers have a multitude of mortgage options to consider when financing their property purchases. From traditional fixed-rate mortgages to innovative equity release schemes, understanding the various types of mortgages available is crucial for making informed decisions. Let’s explore the diverse range of mortgage options offered… Read more
Green party announce their housing policy for July election
The Green Party’s housing policy for the July 2024 UK election emphasizes creating sustainable, affordable housing while prioritizing environmental and social considerations. Key aspects of their policy include: Overall, the Green Party’s housing policy aims to address the housing shortage in the UK through sustainable practices, enhancing affordability, and supporting community development. Read more
The best places to retire in the UK
Retirement marks the beginning of a new chapter in life, offering the opportunity to enjoy newfound freedom, pursue hobbies, and explore new interests. For many, choosing the right location to retire is a crucial decision that can significantly impact their quality of life and well-being. Fortunately, the United Kingdom offers a diverse range of retirement… Read more
Am I too old for a mortgage?
In the ever-evolving landscape of personal finance and homeownership, one question that often arises is whether age is a barrier to securing a mortgage. With changing demographics and increasing life expectancy, individuals are exploring homeownership at various stages of life, including later years. In the United Kingdom, mortgage eligibility criteria consider a range of factors… Read more
Housing policy for 2024 election from the conservatives
The Conservative Party’s housing policy for the upcoming UK election focuses on increasing homeownership, supporting renters, and addressing the housing supply shortage. Key elements of their policy include: The Conservative Party’s housing policy is designed to increase the supply of new homes, support homeownership, improve rental conditions, and ensure that housing development is sustainable and… Read more
What is labour’s housing policy for the upcoming election?
The Labour Party’s housing policy for the upcoming UK election includes a comprehensive plan aimed at tackling the housing crisis and ensuring access to affordable and secure housing for all. Key elements of their policy include: Labour’s housing policy focuses on increasing the supply of affordable housing, protecting renters, supporting first-time buyers, and ensuring that… Read more
How many first-time buyers will benefit from a permanent freeze to stamp duty?
The Liberal Democrats’ policy to permanently freeze stamp duty for first-time buyers is aimed at making homeownership more accessible for this group by reducing upfront costs. While the exact number of first-time buyers who would benefit from this policy is not specified in the party’s literature, we can estimate the impact based on recent housing… Read more
Liberal democrats unveil housing policy ahead of election
The Liberal Democrats’ housing policy for the upcoming UK election focuses on addressing the housing crisis through several key measures: The Liberal Democrats’ housing policy aims to create a fairer, more sustainable housing market that provides affordable and secure homes for all. Read more