Author: amoore70

  • Understanding rental yields: Demystifying Rental Yields: Understanding Their Significance in the UK Property Market

    Introduction: Rental yields are a key metric used by investors to assess the profitability of a property investment. In the UK, where the real estate market is dynamic and diverse, understanding rental yields is essential for both seasoned investors and those considering entering the property market. This article aims to elucidate the concept of rental… Read more

  • Marriage values explained

    In leasehold property transactions in the UK, “marriage value” refers to the potential increase in the overall value of a property when it is extended or enfranchised. This concept typically applies to leasehold properties with leases that have a remaining term of less than 80 years. When a leaseholder extends their lease or enfranchises (buys… Read more

  • Do I need planning permission for my loft conversion?

    Converting a loft into a functional living space is a popular home improvement project that can add value, space, and comfort to a property. However, before embarking on a loft conversion project in the UK, homeowners must understand the planning permission regulations governing such developments. In many cases, loft conversions may fall under permitted development… Read more

  • Freehold vs Leasehold – understanding property ownership

    When it comes to purchasing property in the UK, prospective buyers are often faced with the choice between freehold and leasehold ownership. Understanding the differences between these two forms of property ownership is essential for making informed decisions and navigating the complexities of the UK property market. Let’s explore the key characteristics of freehold and… Read more

  • Property hotspots for 2025

    he UK property market is ever-evolving, influenced by factors such as economic trends, demographic shifts, and regional development initiatives. As we look ahead to 2025, certain areas are emerging as potential hotspots for property investment, offering promising opportunities for capital growth and rental yields. Whether you’re a seasoned investor or a first-time buyer, understanding these… Read more

  • Long term mortgages, how much more expensive are they?

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    Long-term mortgages, typically spanning 25 to 35 years, have become increasingly popular among homebuyers in the UK seeking to spread out their repayments and reduce monthly costs. While these extended mortgage terms offer lower monthly payments, borrowers may end up paying more in interest over the life of the loan compared to shorter-term mortgages. Let’s… Read more

  • The best home improvements to add value to your property

    Investing in home improvements can not only enhance your living space but also add significant value to your property. However, not all renovations are created equal when it comes to increasing property value. In the UK market, certain home improvements have been shown to offer a higher return on investment (ROI) than others. Let’s explore… Read more

  • Understanding critical illness cover

    In today’s uncertain world, preparing for the unexpected is essential to safeguarding our financial security and peace of mind. Critical illness cover is a valuable form of insurance designed to provide financial protection in the event of a serious illness or medical condition. In the UK, critical illness cover offers policyholders a lump sum payment… Read more

  • How to become a landlord

    Becoming a landlord in the UK can be an attractive investment opportunity, offering potential for rental income and long-term capital growth. However, navigating the complexities of the rental market and understanding legal obligations can be daunting for first-time landlords. Whether you’re considering renting out a property as an additional income stream or expanding your property… Read more

  • A look at the different mortgage types available in the UK

    In the vibrant landscape of the UK housing market, prospective homebuyers have a multitude of mortgage options to consider when financing their property purchases. From traditional fixed-rate mortgages to innovative equity release schemes, understanding the various types of mortgages available is crucial for making informed decisions. Let’s explore the diverse range of mortgage options offered… Read more