Here is a list of some UK lenders who specialize in commercial mortgages:
1. Barclays
- Overview: A well-known high street bank offering a range of commercial mortgage products tailored to business needs.
- Products: They provide financing for a variety of commercial properties, including offices, retail units, and industrial properties.
2. HSBC
- Overview: Another major high street bank with a robust commercial lending division.
- Products: Offers commercial mortgages for buying, refinancing, and expanding business premises.
3. NatWest
- Overview: Offers commercial mortgages with flexible terms for SMEs and larger businesses.
- Products: Includes financing options for a variety of commercial property types, from offices to mixed-use developments.
4. Lloyds Bank
- Overview: Specializes in commercial mortgages for both owner-occupiers and investors.
- Products: Provides tailored solutions for purchasing or refinancing commercial property.
5. Santander
- Overview: Offers competitive commercial mortgage products with a focus on SMEs.
- Products: Includes funding for office buildings, retail properties, and mixed-use developments.
6. Shawbrook Bank
- Overview: A specialist lender known for its flexible approach to commercial and semi-commercial mortgages.
- Products: Provides financing solutions for a wide range of commercial property investments and owner-occupied businesses.
7. Aldermore
- Overview: A challenger bank that offers a range of commercial mortgage products tailored to SMEs.
- Products: Specializes in flexible financing for commercial properties, including buy-to-let and mixed-use properties.
8. Handelsbanken
- Overview: A relationship-focused bank offering bespoke commercial mortgage solutions.
- Products: Provides mortgages for a variety of commercial properties, tailored to the specific needs of the business.
9. Together Money
- Overview: A specialist lender offering both commercial and semi-commercial mortgage products.
- Products: Known for their flexibility in lending to a wide range of commercial property types, including those that may not fit the criteria of mainstream lenders.
10. Paragon Bank
- Overview: Offers a variety of commercial mortgage products, with a focus on landlords and property investors.
- Products: Includes solutions for semi-commercial properties and multi-unit freehold blocks.
11. Cambridge & Counties Bank
- Overview: A specialist bank focused on providing commercial mortgage solutions to SMEs.
- Products: Provides tailored commercial mortgage options, including for property investments and owner-occupied businesses.
12. HSBC Kinetic
- Overview: A digital banking service by HSBC, which offers a more streamlined approach to commercial lending.
- Products: Targets smaller businesses with commercial mortgage needs.
13. Investec
- Overview: A specialist bank and asset manager offering commercial mortgage solutions for high-net-worth individuals and businesses.
- Products: Focuses on complex commercial property transactions, including large-scale developments.
14. Octopus Real Estate
- Overview: Part of the Octopus Group, offering specialist commercial mortgages with a focus on property investors.
- Products: Includes financing for residential, commercial, and mixed-use properties.
15. LendInvest
- Overview: A property finance platform offering commercial mortgages primarily for property investors.
- Products: Known for their flexible lending criteria and quick decision-making process.
These lenders offer a wide range of products and services tailored to different types of commercial property needs, whether for investment, business expansion, or refinancing.